Am I Approvable?

And the big question today is "Am I Approvable?"

Listed below are the kinds of things we don't want to encounter when screening an application:

  1. EVICTIONS
  2. OWING MONEY to a former landlord
  3. Total monthly household NET INCOME BELOW 3 TIMES THE RENT
  4. CREDIT SCORE BELOW 600?
  5. More than 3 COLLECTIONS (or "charge offs") in last 12 months
  1. More than 1 LATE RENT(or house) Payment in the last 12 months
  2. Serious CRIMINAL HISTORY, charges pending or convictions
  3. BANKRUPTCY in the last 3 years?
  4. Have a dog that is LESS THAN 1 YEAR OLD, IS UN-NEUTERED, has ever bitten anyone… or is on the restricted breeds list.

Still not sure if your application will meet approval standards?

  • Afraid that your application is "borderline"?
  • Have an "unusual situation" that might make your application look bad?
  • Wonder about some weaknesses that would be found on your application?

Then TAKE THE TEST below and submit it directly to us ... BEFORE you pay the $40 fee and apply.

If you already meet the criteria covered in the form below and have no "Special Situation", THERE IS NO NEED TO COMPLETE AND SUBMIT IT TO US.

  1. 3 COLLECTION ACCOUNTS ("charge offs") or more on your credit report in the last 3 years?
    (if no, you already meet this criteria)
  1. Have a RENTAL REFERENCE from someone who is not a friend, relative or family?
    (if yes, you already meet this criteria)

ATTENTION!

If you have ANY of the following then chances your application will be approved are very low:

  1. Any EVICTIONS in the last 7 years.
  2. OWE MONEY TO A FORMER LANDLORD, for rent or damages.
  3. Have any SERIOUS CRIMINAL HISTORY, charges presently pending or convictionsin the last 7 years.
  4. Have a PET DOG OR CAT that is less than 1 year old, has not been spayed or neutered,has bitten anyone or (if a dog) is on the "restrictedbreed" list.

More information for you:

The following are 4 of the factors considered in screening a rental application:

1. CREDIT SCORE

We want to see a score of 600 or more on at least ONE ADULT in the household.
We DON'T want to see...
  • A report showing NO OPEN CREDIT accounts or NO CREDIT SCORE
  • Score of less than 575
(Scores of 575-599 considered on a case-by-case basis, with no guarantee of acceptance.)

2. RENTAL REFERENCE

We want to see at least 1 year renting at the same address.
We DON'T want to see...
  • Rental references from friends or relatives
  • you live in a hotel, RV or rent a room
  • no info provided for us to contact your landlord
(If your landlord won't return our calls, FAXes or emails, then we can't help you.)

3. EMPLOYMENT REFERENCE

We want to see at least 1 year on the same job, with same company.
We DON'T want to see...
  • you are moving here to look for a job (unless your partner works and qualifies on his/her own)
  • you are unemployed or on temporary disability compensation
If you are self employed then it is up to you to PROVE your income.
(Transferring here with a current employer is acceptable.)

4. RENT PAYMENT HISTORY

We want to see all rent payments made on time..
We DON'T want to see...
  • More than 1 LATE RENT PAYMENTS in the last 12 months
  • You pay your rent to someone other than the property owner or manager